If I applied for the regular Disney card instead would I be immediately approved? For travel dates January 4 – March 11, 2021, there’s also a special offer for Disney Visa cardmembers to save up to 30% on select rooms at Aulani, A Disney Resort & Spa in Hawaii plus a $75 Resort Credit per night. For frequent visitors of Walt Disney World or Disneyland, the perks alone can justify holding onto one of these Disney credit cards, and fans of the popular Free Dining deal at WDW can find the Disney Visa invaluable when it comes to booking that promo. Make sure to read Disney Parks Vacation Planning Guides, where you can find comprehensive guides to Walt Disney World, Disneyland, and beyond! The discounts really vary by resort and date. (Updated November 29, 2020.) If we book our trip in the next couple weeks for next Feb, and then we rack up another $100-200 in rewards before we travel, is there any way to retroactively apply that to our trip? For the past three years, Disney Visa cardholders have received an extended selection of dates to book the Free Dining Plan deal at Walt Disney World, with extra dates. Beyond Walt Disney Word, there are occasionally deals for Disneyland, Disney Cruise Line, and other Disney destinations. My credit score is now in the mid 700 range. Hi Holly, thank you for your quick reply! The real benefit of the Disney Visa is the the multitude of other perks. By the Marvel airplane. | Season 7. Hearing your feedback—even when you disagree with us—is both interesting to us and helpful to other readers, so please share your thoughts below in the comments! Not too shabby. Browse official Marvel movies, characters, comics, TV shows, videos, & more. I’m guessing not, but maybe there’s a trick I don’t know about. Since I shop at Lowe’s anyway, I can set aside the $100 I would have paid in cash at Lowe’s in a “Disney fund.”. PREVIOUS ARTICLE 2021 Walmart Credit Card Review NEXT ARTICLE Discover it Student Cash Back Review. After you click on an offer you will be directed to the credit card issuer’s web site where you can review the terms and conditions for your offer. Greg Pak, Peter David, and Dr. Robin S. Rosenberg join the latest episode, exclusively on SiriusXM! Along with Annual Passholders and Florida residents, Disney Visa cardmembers will be the main beneficiaries of these aggressive special offers. Marvel was started in 1939 by Martin Goodman under a number of corporations and imprints but now … The New York Times Best-Selling epic saga reaches its startling conclusion this April. The LG Wing is a first-try at an entirely new form factor for modern smartphones. The Disney Premier Visa has a $49 annual fee, but offers 2% rewards at gas stations, grocery stores, restaurants, and most Disney locations, and 1% everywhere else. I have the Disney premier card, and I use it for everything. (If you’re not immediately approved online, we recommend calling the application status or reconsideration line at 1-800-432-3117 to expedite the process.). Is there anyway to apply if you are Canadian and live in Toronto? Which one, the Disney Rewards Visa or the Disney’s Premier Visa? Just be mindful that both credit cards are issued by Chase and thus subject to the 5/24 rule. This site is not affiliated with, endorsed by, or in any other way associated with The Walt Disney Company. For Disney updates, discount information, a free download of our Money-Saving Tips for Walt Disney World eBook, and much more, sign up for our free monthly newsletter! DVC membership offers many of the same perks and more. These are typically better than the rates offered to both Annual Passholders and Florida residents. We wait for the rewards to calculate and cash them in. There’s no requirement that you were approved for the card prior to this deal going live. Any questions we can help you answer? Even though we’re huge Disney fans, we don’t think either of the Disney Visas are good primary use credit cards. 10% off certain restaurants at Walt Disney World and Disneyland. This works for me, but everyone is different. Otherwise, perks and access to special offers are totally identical. WE have a Disney Rewards card and use it to pay for our Disney vacation. I would try that first! I have had it since 2018 and have over 1,100 in rewards. Would it be worth the application to secure the booking? The new Marvel documentary special will premiere February 12, exclusively on Disney+. Normally, the biggest special offer that Disney Visa credit cardmembers are eligible for revolves around the popular Free Disney Dining Plan promotion. ), Unlock the world of Marvel Digital Comics! Advertiser Disclosure : BadCredit.org is a free online resource that offers valuable content and comparison services to users. If you are approved immediately and signed into your MDE account then it adds your new card number to your account and lets you use it for your purchase. Terms and Conditions Apply. If you don’t expect to have many credit cards and think you’ll be able to hit the $4,900 threshold on the Disney Visa, we’d recommend getting that card. ...and why is he so important? WandaVision's Cast & Creators Reveal the Secrets of the Show! This newest look just debuted in November 2020! Overall, the Chase Disney Visa presents sufficient benefits for most hardcore Disney fans to justify having one. It’s primary use for me is the 6 months of interest free financing for my trip and the 10% off when i buy from Disneystore.com. In that regard, these credit cards are pretty weak. I do have a question though. We do this in time for vacation and use the money for souvenirs and any meals we pay for out of pocket. I would use it for points just the discounts. For a while, three or four times a year we would receive notices via US mail or email that we could receive 3X or 5X rewards for certain purchase categories, such as gasoline, dining, or groceries if we spent over a certain amount of money per month. Or, if we get more rewards dollars after we book, are we better off just adding them to the rewards redemption card before we go and use them for souvenirs? With that out of the way, let’s compare and contrast the two Disney Visa credit cards…, There are a few differences between the regular Disney Visa credit card and the Disney Premier Visa credit card, but the primary one is that the Rewards card has no annual fee and offers 1% rewards. Sometimes, the thresholds were set sufficiently high that we would have had to spend more money than normal to reach them. The only requirements are that a Disney Visa Card or Disney Rewards Redemption Card be used to pay the deposit, meaning you need to have the card at the time of booking. This does not mean that you shouldn’t get a Disney Visa card. (Points/Rewards program available to U.S. residents only.) Thanks! It’s just east of Monster’s Inc. ride, by Hollywood Lounge. Marvel Streams Review: Content, Performance, Interface & App. The decision to open a new line of credit should not be taken lightly, and certainly shouldn’t be made on the basis of whether you will receive a “cute piece of plastic with a castle on it.” Opening a new credit card will have a negative short-term impact on your credit score, and poor credit card management can have disastrous results. Check out the newest Marvel comics coming out this week! I am trying to book but it won’t let me get the lower rate without the card, and I’m afraid that they won’t have availability of my room by the time that I get my card in the mail. Do you take advantage of the perks these credit cards offer at Walt Disney World or Disneyland? Thus, your odds of being approved for a credit card will vary more with your credit history than any other factor, including the issuer itself. When it comes to reward dollars, the Disney Visas are not good credit cards for primary use. The longer you stay, the more you save with this deal–3 night stays are eligible for 20%, 4 nights are eligible for 25% off, and 5 night or longer stays receive 30% off. So you could apply today and take advantage as soon as you receive your card. The new Marvel Studios series is now streaming on Disney+! Earn points for what you already do as a Marvel fan and redeem for cool rewards as a Marvel Insider. We put the balance on the card and then pay the card off. Your email address will not be published. If I get another card that offers rewards at Lowe’s at a rate of 2%, every $50 I could have earned in rewards by using the Disney Visa will be $100 at Lowe’s. 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